Off-plan

Buying Spanish real estate

Quick definition

Buying a property at or before the start of construction, typically at a stage-payment schedule. Off-plan purchases on the Costa del Sol typically require a 20-30% deposit paid in stages during construction, with the balance on completion. Buyers should ensure stage payments are protected by a bank guarantee.

What it is

Buying a property at or before the start of construction, typically at a stage-payment schedule. Off-plan purchases on the Costa del Sol typically require a 20-30% deposit paid in stages during construction, with the balance on completion. Buyers should ensure stage payments are protected by a bank guarantee. This is a core term in the Costa del Sol property purchase process and one buyers frequently encounter during due diligence.

Why it matters for international buyers

Understanding Off-plan is part of the standard due diligence framework for any foreign buyer purchasing on the Costa del Sol. A Spanish property lawyer (abogado) will handle the mechanics, but buyers who understand the term can ask better questions and interpret advice more accurately.

Editorial note This entry is part of the Listyco Spanish Real Estate Glossary, a plain-English reference written for buyers, not for lawyers. It is not legal advice. Always instruct a Spanish-qualified abogado for your specific transaction.

This entry is reviewed by the Listyco editorial team. It is not legal advice; instruct a Spanish lawyer for your specific position. Last reviewed April 2026.

Frequently asked

Common questions about Off-plan

What is Off-plan?

Buying a property at or before the start of construction, typically at a stage-payment schedule. Off-plan purchases on the Costa del Sol typically require a 20-30% deposit paid in stages during construction, with the balance on completion. Buyers should ensure stage payments are protected by a bank guarantee.

How does this affect my property purchase?

Understanding this term is part of standard due diligence for any Costa del Sol buyer. Your Spanish abogado will advise on how it applies to your specific transaction.