Tasación

Financing Spanish real estate

Quick definition

A formal appraisal of a property's market value, carried out by a bank-approved valuator (tasador). Required before a mortgage is approved — the bank will lend against the lower of the purchase price or tasación value. On the Costa del Sol, tasaciones for luxury property can diverge significantly from asking prices.

What it is

A formal appraisal of a property's market value, carried out by a bank-approved valuator (tasador). Required before a mortgage is approved — the bank will lend against the lower of the purchase price or tasación value. On the Costa del Sol, tasaciones for luxury property can diverge significantly from asking prices. This is a core term in the Costa del Sol property purchase process and one buyers frequently encounter during due diligence.

Why it matters for international buyers

Understanding Tasación is part of the standard due diligence framework for any foreign buyer purchasing on the Costa del Sol. A Spanish property lawyer (abogado) will handle the mechanics, but buyers who understand the term can ask better questions and interpret advice more accurately.

Editorial note This entry is part of the Listyco Spanish Real Estate Glossary, a plain-English reference written for buyers, not for lawyers. It is not legal advice. Always instruct a Spanish-qualified abogado for your specific transaction.

This entry is reviewed by the Listyco editorial team. It is not legal advice; instruct a Spanish lawyer for your specific position. Last reviewed April 2026.

Frequently asked

Common questions about Tasación

What is Tasación?

A formal appraisal of a property's market value, carried out by a bank-approved valuator (tasador). Required before a mortgage is approved — the bank will lend against the lower of the purchase price or tasación value. On the Costa del Sol, tasaciones for luxury property can diverge significantly from asking prices.

How does this affect my property purchase?

Understanding this term is part of standard due diligence for any Costa del Sol buyer. Your Spanish abogado will advise on how it applies to your specific transaction.